Services That Empower Your Financial Future
BamCCUL offers a wide range of services to meet the financial needs of its members. These include savings and loan products, utility bill payments, financial counseling, and an internal self-insurance scheme for savings and loans. Members can also benefit from salary and pension collection services, term deposits, and business-related banking solutions. With a focus on convenience and security, BamCCUL provides affordable financial services designed to help members manage their finances and achieve their goals.
Loan Facilities
BamCCUL grants loans to its members for various purposes, including education, home improvement, and business development. With flexible terms and competitive rates, these loans help members achieve their goals when needed most.
- Business loans
- Real estate and building loans
- Education loans
- Health/consumption loans
- Short-term loans
- Group financing: Enables more than one member to benefit
Empowering Growth with Tailored Solutions
Building a powerful brand is essential to standing out in today's competitive market. Our Brand Development service focuses on crafting a unique identity that resonates with your target audience, strengthens your brand’s presence, and drives long-term success. We dive deep into understanding your business values, vision, and goals to create a brand that reflects your core essence. Contact us today to schedule a free consultation!
Internal Money Transfer
This service is offered to both members and non-members. BamCCUL facilitates the transfer of funds from one region of Cameroon to another at affordable rates. This is done through the inter-connected MIS, and via electronic Cash (Orange and MTN Mobile Money Services).
Payment of Bills
BamCCUL facilitates the payment of utility bills such as ENEO, CAMWATER, Canal+, and others. This convenient service is available to both members and non-members. Whether you are a member or not, BamCCUL offers a reliable way to manage your utility payments.
SMS Banking Services
BamCCUL offers SMS Banking services, enabling members to access account information and perform transactions anytime, anywhere. Convenient and secure, it’s a quick way to manage your banking needs on the go.
Daily Savings
BamCCUL provides daily collection services to members. These Daily Collectors/Agents move from door to door, office to office and to business premises daily, collecting savings and educating members on Credit Union activities.
Counseling
BamCCUL offers free financial counseling to its members, providing expert guidance on managing savings, loans, and budgeting. The service is designed to help members make informed financial decisions and achieve their financial goals. With personalized advice, BamCCUL ensures members receive the support they need to improve their financial well-being.
Risk Management Scheme
BamCCUL offers an internal self-insurance scheme designed to protect its members' savings and loans. This scheme provides coverage for members' savings up to 1 million FCFA and current loans up to 2.5 million FCFA, offering peace of mind in case of unforeseen circumstances. The insurance scheme is specifically tailored to safeguard members' financial investments, ensuring that their savings are protected, and loans remain secure even during challenging times. This initiative reflects BamCCUL’s commitment to enhancing financial security and supporting the well-being of its members by providing an added layer of protection for both savings and loans.
